For Individual matters

We present articles here that are of interest to you, the individual. Of course many people are also involved in business and community organisations.

Also look at some of our e-newsletters that will keep you current with the latest news.



  • 9th May 2018

    Budget 2018 - For Individuals

    The following changes will affect individuals and families, the main ones being the introduction of the Low and Middle Income Tax Offset and the proposed changes to personal income tax rates. The Low...
  • 9th May 2018

    Budget 2018 - Superannuation

    Changes announced in the 2018/19 Budget that will affect superannuation including SMSFs
  • 9th May 2018

    Budget 2018 - Social Security

    Announcements affecting social security recipients in the 2018/19 Budget
  • 2nd May 2018

    Response to the Banking Royal Commission

    We believe that it is important for us to communicate with our clients how we feel about the findings that are unfolding in the Banking Royal Commission
  • 24th Apr 2018

    Facebook, banks and the Australian cricket team

    The headlines of the last few months have had us all scratching our heads and asking how can this happen? Reputations have been left in tatters as a result of poor judgement where individuals and...
  • 13th Apr 2018

    Retirement - Getting the timing right

    When considering timing, think of what sort of life style you wish to have and how your savings will fund it.
  • 26th Mar 2018

    SMSFs - Avoiding common mistakes

    SMSFs attract significant tax benefits making them subject to regulatory scrutiny. Penalties for getting it wrong can be substantial.
  • 14th Mar 2018

    Bitcoins and cryptocurrencies

    Terms like Bitcoin, blockchain and digital/cryptocurrencies. They are becoming well known but what are they?
  • 5th Mar 2018

    Commercial vs residential property investment

    Which one is better? Commercial or residential property investments. There is plenty of debate among investors and real estate professionals.
  • 15th Feb 2018

    Thinking ahead - Appointing a Power of Attorney

    It can be daunting even thinking about relinquishing future control of your finances. But done properly, it can ensure your peace of mind.
  • 14th Dec 2017

    Something special

    Have you, like me had the experience where the present you have appreciated most has not been the most expensive, but something simple that has had great impact?
  • 12th Dec 2017

    First Home Super Saver Scheme

    The scheme allows individuals to make voluntary superannuation contributions and have them released for the purpose of purchasing a first home.
  • 27th Nov 2017

    Christmas catalogues that change lives

    Browse some excellent Christmas offerings that will change lives.
  • 20th Nov 2017

    Bulk up your super

    No matter what your stage of life, there are some things that can make your super grow most efficiently.
  • 12th Nov 2017

    Returning to work after retirement

    Super is designed to finance you in your retirement and it attracts significant tax incentives. But if you decide to return to work after you start accessing super, it is no straightforward matter.
  • 2nd Nov 2017

    Super: An alternative to salary sacrifice

    Making tax-effective additional super contributions has not previously been available to everyone; it is now
  • 28th Oct 2017

    Downsizing? Consider this...

    Downsizer super contributions allow you to contribute to your super when downsizing your home.
  • 23rd Oct 2017

    Reporting superannuation Transfer Balance Accounts

    Reporting on events that affect a member’s transfer balance account is vital to minimising the taxation consequences if the transfer balance cap is exceeded.
  • 16th Oct 2017

    Calculating your Total Super Balance

    Introduced in the last Budget, your TSB is central in determining if you are eligible for several superannuation measures.
  • 24th Aug 2017

    New threshold for capital gains withholding

    As from 1 July 2017, if a foreign resident disposes of Australian real property with a market value of $750,000 or more, the purchaser will be required to withhold 12.5 % of the purchase price and...


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