Although there are a few notable individuals who have worked on into their 80s most of us will be looking forward to the time when we don’t need to work and can choose how we spend our time.
There are various ways in which people can provide for their retirement but the most common, the most accessible and usually the most tax-effective is superannuation.
Saward Dawson has specialist superannuation professionals who can assist you in optimising your superannuation outcomes. This includes strategies such as:
Salary sacrificing additional contributions
Topping up with non-concessional contributions
Commencing a transition to retirement pension
Ways for those over 60 to optimise their superannuation opportunities
How business premises may be transferred to a self managed superannuation fund
Reducing the tax consequences of death
How the small business CGT concessions can boost your superannuation.
Self Managed Super Funds (SMSF)
A SMSF is not for everyone. However, for many people who want to be actively involved in the investment of their superannuation funds or who want to hold a diverse range of investments including direct property, a SMSF is ideal. Our SMSF services include:
Establishment of SMSFs
Accounting and administration. We utilise the latest cloud based technologies so that you have access to real-time, up-to-date information
Annual compliance services
Commencing a pension
Strategic planning covering the taxation, estate planning, investment and compliance aspects of SMSFs.